Credit Cards

Logo Pattern
Credit Card services

Credit Cards

Citizens State Bank is dedicated to the financial success of our customers and committed to building lasting relationships.  Our partners at TIB, NA share this same dedication and commitment to your success.  Give us a call to learn more about applying for a credit card, today!

PERSONAL CREDIT CARDS

BUSINESS CREDIT CARDS

PERSONAL CARD OPTIONS
LOW RATE CARD

Features

  • No annual fee.
  • Low introductory rate for the first six months.1
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard®
  • Unlike some card offers, the APR1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

1 Please see application for information about current APRs and fees.

WORLD/PREFERED POINTS REWARD CARD

Features

  • Earn points that you can redeem for rewards. Earn one point for each dollar spent, up to 10,000 points per month.
  • Low introductory rate for first six months. 1
  • Competitive ongoing APR. 1
  • No annual fee.
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.
  • Unlike some card offers, the APR 1 for purchases and cash advances is the same. We do not charge a higher rate for cash advances.

Fees

1 Please see application for information about current APRs and fees.

BUSINESS CARD OPTIONS
STANDARD

Features

  • No annual fee.
  • Competitive ongoing APR.1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual and summary billing options.

Benefits

  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.

Fees

1 Please see application for information about current APRs and fees.

PREFERED POINTS REWARD

Features

  • Earn one reward point for each dollar spent, up to 10,000 points per month.
  • Low annual fee of $49.00 per account.
  • Competitive ongoing APR. 1
  • 25-day interest-free grace period on all purchases. No grace period on cash advances.
  • Individual billing option only.

Benefits

  • Redeem your rewards points for cash-back awards, retail gift cards, travel and a wide variety of merchandise including cameras, mp3 players, home theater systems, portable DVD players, sporting equipment, jewelry, luggage, electronics, video game equipment, gift cards and more.
  • To view or redeem rewards points, visit mypreferredpoints.com or call 866-678-5191.
  • 24-hour toll-free live customer assistance available at 800-367-7576.
  • Online account information available 24/7 at www.cardaccount.net.
  • Rental car collision damage waiver protection and a host of extraordinary Mastercard benefits.

Fees

1 Please see application for information about current APRs and fees.

HAVE QUESTIONS ABOUT OUR CREDIT CARD OPTIONS?

 

How do I apply for a credit card?

Applying for a credit card is easy. Contact Us and we will be happy to send you an application.

 

What fees are associated with having a credit card?

Please see the fees section of the application.

 

What type of card will I receive?

You have a choice between a MasterCard or a Visa.

 

 

Advantage Personal Checking account.
FOOTERTOPPER